Income and expenses
Money is rarely in one place. Some is in the bank, some on a card that bills next month, some is cash, and some is owed to you by a friend. Tracking each separately is how people end up surprised. This keeps them in one ledger with one net figure.
Each account keeps its own balance and its own rules:
Split dinners, lent money and small business credit all live in the debt tracker, per person. Record what is owed and the balance closes itself as payments come in, so you never have to remember whether that transfer was the repayment or something else.
Salary, rent, subscriptions and loan instalments repeat. Set them up once with their due dates and they appear on schedule, with a reminder before each one, so the first week of the month is not a series of small shocks.
At the end of the month you get the numbers that matter: what came in, what went out, the net, the biggest single category and your savings rate. If something moved sharply against last month, it is called out rather than left for you to spot.
Yes. CSV and Excel files can be imported with column mapping, so your existing history comes across.
Yes, your records sync between your own devices.
It is built for personal money, but freelancers and small shops use the debt tracker and reports. It is not a substitute for accounting software that files taxes.
Add it later with the right date; balances and reports recalculate. A monthly statement import also fills in what you missed.
Put it all in one place
Add your accounts once and let the totals keep themselves.