01 · AI · logged in 3 seconds
AI reads receipts and invoices
All you do is take the photo. Amount, date, category and tax are pulled out in seconds. Zero manual entry.
Personal Accounting
Your AI accountant, in your pocket
0%
Personal accounting
Run your money with AI
You do not need to know accounting. Photograph the receipt or say “I spent 25 on groceries” — AI takes it from there.
01Scan a documentDone by AI
Snap the bill, AI does the rest.
All you do is take the photo. AI reads the receipt and drops the amount, date and category straight into your records.
02Scheduled income and bills
Rent, bills, never missed.
Set a recurring payment once. The app reminds you when it is due and logs it with a single tap.
03Debts and loans
Who owes what, at a glance.
Receivables, debts and the net position per person. Records close themselves as payments come in.
04Budget plan
Spend without blowing the limit.
A budget per category, the amount left and the days remaining. You get a warning before the limit is reached.
05Log it by voiceDone by AI
Say it, it gets logged.
“I spent 25 on groceries” is enough. No accounting vocabulary needed; AI works out both the amount and the category.
06Ask the AIDone by AI
Where did this month go?
Ask it like you would a friend: “how much did I spend this month?” AI does the maths, charts the breakdown and suggests where to save.
07Financial report
How the month went, in one view.
Net earnings, your biggest expense, savings rate and an AI written report on your financial health.
Free download
The accountant in your pocket.
Keep your household budget the way you would hold a conversation. Free on iOS and Android; Premium for unlimited AI.
2.4M+
Receipts logged
38K+
Downloads
4.1 ★
Store rating
17%
Average saving
Why it is different
You do not need to know accounting, AI handles it.
Reading a receipt, logging a purchase and making sense of the numbers: AI does all three. You either take a photo or say an ordinary sentence.
02 · AI · hands free
Speak, and AI logs it
“I spent 25 on groceries” is enough. No accounting vocabulary needed; AI works out the amount and the category.
03 · AI · adviser around the clock
Ask it like a conversation
Ask “how much did I spend this month?” AI runs the numbers, shows the breakdown, suggests savings and finds subscriptions you forgot.
More features
- Receipt scanning
- Income and expense tracking
- Budget planning
- Bank statement import
- Goals and savings pots
- Debt and loan tracking
- Multiple accounts
- Home screen widget
- Scheduled transactions
- App lock
- Create accounts by voice
How it works
Four steps, about two minutes
01
Download the app
Free on the App Store and Google Play.
02
Add your accounts
Add your bank, cash and credit cards in a few seconds.
03
Photograph it or say it
Scan the receipt or speak the expense; AI reads and records it.
04
Ask, learn, save
Ask like a conversation; AI reads your spending and suggests what to change.
Reviews
What people say
“No more hoarding receipts. I photograph one after every shop and AI does the rest.”
“Logging by voice is superb. I can record an expense even while driving.”
“Budget planning got me to my holiday fund in six months. Thank you!”
“Tracking debts is easy now. I always know who owes what.”
FAQ
Questions people ask
What does a personal accounting app actually do?+
It lets you track income and expenses, plan a budget, set savings goals and understand where your money goes. Personal Accounting automates all of that with AI.
I know nothing about accounting. Can I still use it?+
Yes. No accounting knowledge is required. Photograph a receipt or say an everyday sentence such as “I spent 25 on groceries”; AI works out the amount, the date and the category. You keep your household budget the way you would hold a conversation.
Is the app really free?+
The core features are completely free. Premium exists for unlimited AI usage and the advanced features.
How is my data protected?+
Your records are stored encrypted on your device, and the app is built to GDPR expectations with regular security reviews.
Which devices does it run on?+
iPhone, iPad and Android. Your data syncs between your devices automatically.
Do I have to connect my bank account?+
No. There is no bank connection and no banking password. Photograph your statement or upload it as a PDF and AI extracts the transactions.
How do the AI suggestions work?+
AI analyses your spending habits, spots subscriptions you no longer use and points out where you could save.
Which languages does the app support?+
English, Turkish, German, Spanish, French, Portuguese and Arabic. Receipt scanning and voice logging work in each of them.
Does the voice feature always understand me?+
Speech recognition is tuned per language. Speaking clearly and close to the microphone gives well above 90% accuracy.
Still deciding?
Download it free, scan one receipt and see how much of the work disappears.
An expense tracker that does the typing for you
Most budgeting apps fail for the same reason: typing every purchase into a form is tedious, and after two weeks people stop. Personal Accounting removes the typing. You photograph the receipt, or you say what you spent, and AI turns it into a proper record with an amount, a date and a category.
That makes it a receipt scanner, a spending tracker and a budget planner at once. Set a monthly limit per category and the app warns you before you cross it. Add your recurring bills once and they show up on their due date. Track who owes you money and watch the balance close itself as payments arrive.
When the month ends you do not have to read a spreadsheet. Ask the app where the money went and it answers in plain language: the biggest category, what changed since last month, which subscriptions you have stopped using, and what to cut if you want to save more.
It is free to start, works on iPhone and Android, and never asks for your banking password. Your records live encrypted on your device.