AI assistant
Most finance apps hand you a pie chart and leave you to interpret it. This one answers in sentences. Ask “how much did I spend on eating out this month?” and you get a number, a comparison with last month and a suggestion you can act on.
The assistant is not a chatbot bolted onto a spreadsheet. It handles the three tasks that make people quit:
Where did this month go? Which subscriptions have I stopped using? Am I spending more on transport than last quarter? Can I afford a 400 holiday in March? How much do I need to cut to save 15% of my income? Each answer is grounded in your own records, not generic advice.
By default the assistant works with a recent window of your records rather than your whole history, and you control that window in settings. Nothing is shared with advertisers, and there is no bank connection to leak.
The assistant explains your own spending and suggests where to trim. It does not recommend investments, products or providers, and it will say so if you ask. That boundary is deliberate.
The app uses a large language model on the server side for reading receipts, understanding speech and answering questions. The model is updated over time without you needing a new app version.
Yes. Everything can be entered by hand, and budgets, reports and reminders work with no AI at all.
Yes, in any of the seven languages the app supports. Answers come back in the same language.
No. Your records are used to answer your questions and nothing else.
Try one question
Log a week of spending and ask where it went.